My fee is $250 for a 45-minute individual session. In a limited number of cases, I may offer a “sliding scale,” though such an arrangement would be agreed upon following an assessment about an individual’s financial need and available resources.
Payment can be made by cash (in person), check or money order (in person or by mail to my office address), or through the use of the Cash App ($kaerensacraft) or PayPal (firstname.lastname@example.org). If using Paypal, please add 30 cents and 2.9% of the bill’s total to cover Paypal’s applicable fees.
Upon agreeing to meet at a regular day and time each week, I ask patients to maintain financial responsibility for the session times, whether attended or not. This includes for planned absences discussed in advance, as well as unforeseen absences (e.g., illness).
If you know in advance that you won’t be able to attend, and would like to try to reschedule the time, I will be happy to offer you whatever other times I may have available. However, I can’t guarantee that I will have another time available, or that I will have a time that works for your schedule. (I can offer phone sessions and/or online video sessions, either at the time of your session or for a rescheduled time, if you cannot attend in person.)
For patients utilizing insurance to help pay for treatment, please be advised that I am not allowed to bill insurance companies for missed or canceled sessions. If you are unable to attend a session and we cannot find an alternative time, you will be responsible for the cost of the session, including your co-payment and the insurance payment. (If you don’t know the amount of the insurance payment, please check with me.)
I currently accept Oxford, United HealthCare, United Behavioral Health, Optum and OSCAR.
For all other insurance plans, I am an “out-of-network” provider, which means that your insurance plan needs to include out-of-network mental health benefits (also referred to as “behavioral health” benefits) to be applied to my services. (Please note that some plans require initial authorization for treatment from your insurance company. You may also be required to obtain periodic re-authorization. You should ask about this when you call to check your benefits, and to ask for initial authorization if that’s required.)